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An Evaluation Of UK Credit Ratings Services: Six Agencies Compared
Article from Journal - ilmiah internasional
Business Information Review vol. 23 no. 3 (Sep. 2006)
credit reporting services
ease of use
Describes a novel method for evaluating UK-based credit ratings services. Using a combination of timeliness, coverage, ease of use and accuracy of information, based upon a sample of 100 records added to the databases of six commercial companies’ information databases in autumn 2005, a framework for evaluation was developed and applied. The following services were evaluated: Creditsafe UK; Dun & Bradstreet; Equifax; Experian; Graydon; and ICC. Based upon the results of the evaluations, the services were graded overall with Experian coming out best. Equifax and ICC were next best, with Creditsafe after that. Dun and Bradstreet and Graydon performed the worst. However, changing the weightings of the various criteria would have produced a different outcome. Detailed explanations of the tests that were applied and the performance of each service are provided.
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