Analisis Hubungan Suku Bunga SBI dan Suku Bunga Perbankan  

Oleh:

Paino, Ciwi

Jenis: Article from Journal - ilmiah nasional - tidak terakreditasi DIKTI - atma jaya
Dalam koleksi: BALANCE: Jurnal Akuntansi, Auditing dan Keuangan vol. 2,3 no. 2,1 dan 2 (Sep. 2006), page 28-39.
Topik: Suku Bunga SBI; Certificate of Bank Indonesia (SBI) interest rate; banking interest rate; the correlation
Fulltext: Ciwi Paino.pdf (791.93KB)

Ketersediaan

Perpustakaan Pusat (Semanggi) Nomor Panggil: JJ135.1 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

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During 1997 - 1998, The Indonesian banking interest rate had jumped to about 70 % p. a., unbelievably. This situation had been part of inflation management in order to management science years, the changging in interest has effected the economic. The banking interest rate should be managed well. Banking has managed the rate base on several aspects, including the rate of the Certificate of Bank Indonesia (SBI). This paper intended to study the correlation between the SBI interest rate and banking interest rate, both on credit and saving interest rate. The paper made base on the data period from January 2002 to December 2005. Hopefully, this data can represent the real condition. The conclusion on this paper is that the changing on the SBI rate has a significant and positive relation on the saving interest rate. However, the SBI rate has a very slight impact on the credit interest rate. Avery light relation is also found between the saving and credit interest rates. In order to influence the market interest rate, other than SBI rate tools should be applied in the same time also to optimize the influencing.

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