Seluk Beluk Produk Asuransi Syariah Pada PT Syarikat Takaful Indonesia  

Oleh:

Huda, Nurul

Jenis: Article from Journal - ilmiah nasional - tidak terakreditasi DIKTI
Dalam koleksi: Widya: Majalah Ilmiah vol. 22 no. 234 (Mar. 2005), page 28.
Topik: Asuransi; produk asuransi syariah

Ketersediaan

Perpustakaan Pusat (Semanggi) Nomor Panggil: MM47.22 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

Lihat Detail Induk

Isi artikel

Syari'ah insurance began since 1995 in Indonesia PT. Syarikat Takaful Indonesia ws the first company that designed Syari'ah Insurance. PT. Syarikat Takaful Indonesia consists of two firms namely : 1) PT. Insurance Takaful Family and 2) PT Insurance Takaful Generale. There are three arguments on insurance in Islamic Fiqh namely : 1) insurance is Haram including life insurance. they argue insurance is similar to gambling, insurance consists of uncertain condition, and 2) insurance is Mubah, They argue that the Qu'an and hadist do not mention insurance. They agree that insurance consists of sharing (mudharabah akad) and 3) combines the first and second arguments. The difference between conventional insurance and Islamic insurance depends on akad transaction. Risk management in conventional transfer, and Islamic insurance risk sharing. Another difference is that in conventional insurance there is no savings compared to Islamic insurance. The product of PT. Insurance Takaful Family consists of : 1) individual services such as takaful investment fund, takaful student fund, takaful haji fund and 2) group services such as Takaful family care, Takaful student accident.

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