Beberapa Permasalahan Perbankan Syariah : Suatu Tinjauan Praktis  

Oleh:

Rudjito

Jenis: Article from Journal - ilmiah nasional - tidak terakreditasi DIKTI
Dalam koleksi: Jurnal Hukum Bisnis vol. 20 (2002), page 35-38.
Topik: bank syariah; perbankan syariah

Ketersediaan

Perpustakaan Pusat (Semanggi) Nomor Panggil: JJ102.3 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

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Isi artikel

Syariah banking especially BRI syariah has been aimed to achieve moslem community which is underserved by conventional bank for the reason of islamic law (syariah). THey spread over rural zone which their mayority activities are small and middle businesses. The development of syariah bank, therefore, has focussed on bank for family that means product of syariah bank must satisfy the need of moslem family, locate in the middle of moslem community, and serve business moslem community. To note that moslem community generally is small - middle businessman, so syariah bank ultimately shall give its concern to this group. As the newest banking institution, the development of syariah banking is facing with some obstacles, such as : first, the level of understanding of moslem community about syariah bank is still low, however the level of product knowledge of syariah banking is also small. Second, there is still unsolved issue about bank interest as permitted (halal), prohibited (haram) or uncertained (shubhat). The impact on the existence of syariah bank established by a conventional bank is still not fully acceptable for moslem community based it feels mixing asset between permitted and prohibitted. There is a need to socialize and educate community as well as to prepare infrastructure of law for the growing and developing syariah bank in indonesia.

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