Detail Matchmaker, Matchmaker, Find Me A Bank !   Oleh:  Martin, Justin Jenis: Article from Bulletin/Magazine Dalam koleksi: Journal of Accountancy vol. 186 no. 5 (1998), page 51-58. Topik: bank; matchmaker; bank Ketersediaan Perpustakaan Pusat (Semanggi) Nomor Panggil: JJ85.7 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada     Lihat Detail Induk Isi artikel Banks and their customers get along to varying degrees. Some relationships resemble long - standing and loving marriages like that of Paul Newman and Joanne Woodward. Others are more the Bruce Willis Demi Moore type, with constant bickering leading to breakups. As the financial services equivalent of a marriage broker, you perform a vital service when you are able to match clients with the right banks. To do so successfully, though, you must fully understand each clients business and its needs, anticipate the measures of the clients financial performance the banks will be most interested in and know as much as possible about the lending policies, services offered and loan officers personalities at several banks. For starters, you should make sure you know enough about the clients business, especially its cash management and capital needs. Is your clients company growing rapidly ? Is it in a cyclical business ? A seasonal business ? What is its credit historyis it a new company without much of a record ? Has it had credit problems in the past or does it have a sterling record ? What are its tangible assets? How about its risk profile and customer base ? Does it have a lot of customers or only a few ? How big is its payroll ? A CPA needs to consider everything that might affect the clients banking needs, because he or she will in essence be acting as the CFO for the client. Opini Anda Klik untuk menuliskan opini Anda tentang koleksi ini! Kembali

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