| This study aims to examine the most effective dispute resolution strategies in cases where a debtor issues a blank check as collateral in information technology-based funding service agreements. The concept of justice applied in this study encompasses both the positivist paradigm and the natural law perspective. This research employs a normative (doctrinal) approach, focusing on secondary data, including primary and secondary legal materials. The data are analyzed using qualitative methods, while conclusions are drawn through deductive reasoning. The results indicate that, in cases involving the issuance of blank checks by debtors as collateral in information technology-based financing agreements, the preferred dispute resolution mechanism is settlement through the criminal justice system. |