| Many Queenslanders who were affected by the severe ?ood events in 2011 failed to recover their losses. Arrangements for ?ood insurance are under federal reviews in response to mounting public pressure. Against this backdrop, a household survey was conducted to solicit residents’ preferences. The majority of interviewed residents favoured optional purchase of ?ood insurance. Non-insurance was associated with expectations of liberal assistance, indicating the possibility of ‘moral hazard’. Willingness to pay for ?ood insurance was related to social in?uence. The non-insured households would spend more if they expected positive responses from people around. Attempts to reduce non-insurance should address aspects of social in?uence. |