Detail What determines the composition of banks’ loan portfolios evidence from transition countries Bibliografi Author: Haas, Ralph De ; Ferreira, Daniel ; Taci, Anita Topik: Foreign banks; Legal environment; Portfolio composition Bahasa: (EN )     Penerbit: Elsevier     Tempat Terbit: New York    Tahun Terbit: 2010     Jenis: Article - diterbitkan di jurnal ilmiah internasional Fulltext: What determines the composition of banks’ loan.pdf (221.24KB; 1 download) Abstract This paper explores how bank characteristics and the institutional environment influence the composition of banks’ loan portfolios. We use a new and unique data set based on the EBRD Banking Environment and Performance Survey (BEPS), which was conducted for 220 banks in 20 transition countries. We show that bank ownership, bank size, and legal creditor protection are important determinants of the composition of banks’ loan portfolios. In particular, we find that foreign banks play an active role in mortgage lending. Moreover, banks that perceive pledge and mortgage laws to be of high quality choose to focus more on mortgage lending. Kajian editorial Article from : Journal of Banking & Finance, Volume 34, Issue 2, February 2010, Pages 388-398 Opini Anda Klik untuk menuliskan opini Anda tentang koleksi ini! Lihat Sejarah Pengadaan  Konversi Metadata   Kembali

Copyright © 2006, 2007 Unika Atma Jaya, all rights reserved