Model of Information System Operation Based on Technology Acceptance Model for Micro Financial Institutions  

Oleh:

Hatta, Atika Jauharia

Jenis: Article from Journal - ilmiah nasional - terakreditasi DIKTI
Dalam koleksi: Journal of Economics, Business, & Accountancy: ventura vol. 14 no. 3 (Dec. 2011), page 251-268.
Topik: Information System; Credit Union (CU); Technology Acceptance Model (TAM); Perceived Ease of Use; Perceived Usefulness

Ketersediaan

Perpustakaan Pusat (Semanggi) Nomor Panggil: VV5.8 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

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Isi artikel

Credit Union (CU) is an important financial institution for poor society and micro industries in supporting the fact in which in credit union, client doesn't require complicated clauses like other micro finance companies. Yet, traditional ways in accounting system make limitation for this institution efficient in their operation. By applying an information system, they can increase performance through repairing in planning and managing business and easier in transaction activity. Thus, it will reduce operation costs. The main objective of the research is to develop an electronic transaction system (ETS) for credit unions (CUs) by identifying determinants that are considered by managers and employees of credit unions in adopting the system. To investigate the determinants for adopting information system, the research uses Technology Acceptance Model (TAM) modified by other models such TRA, TPB, and DOI. Using Structural Equation, the result shows supporting evidence for TAM that perceived ease of use and perceived usefulness are important determinants for adopting information systems.

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