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How to Land an SBA Loan
Oleh:
Box, Ron
Jenis:
Article from Bulletin/Magazine
Dalam koleksi:
Journal of Accountancy vol. 211 no. 3 (Mar. 2011)
,
page 34-37.
Topik:
Small Business Loans
;
Tax Returns
;
Guaranteed Loans
Ketersediaan
Perpustakaan Pusat (Semanggi)
Nomor Panggil:
JJ85.30
Non-tandon:
1 (dapat dipinjam: 0)
Tandon:
tidak ada
Lihat Detail Induk
Isi artikel
Approach the US Small Business Association (SBA) financing the way you would any other loan request. Be proactive with your banker and provide as much information as possible. Educate your banker on the product or service for which you need funding. Discuss the market, the competition, the risks, as well as the mitigating factors involved in your business. The SBA will want to see at least three years of business tax returns and personal returns for each owner with an ownership stake of 20% or more (for personal guarantee requirements), current business and personal financial statements, and resumes on borrowers as well as key managers. Develop a short list of SBA-friendly banks early in your research. If one bank rejects an application, another financial institution may see the matter differently.
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