| This study aimed to analyze the influence of variables CAMELS, there are capital as measured by Capital Adequacy Ratio (CAR), asset quality as measured by Nonperforming Loan Ratio (NPL), the management of which is measured by the reserve requirement ratio, liquidity as measured by the Loan to Deposit Ratio (LDR) and sensitivity to market risk is measured by the sensitivity of changes in macroeconomic conditions by using the rate of inflation on profitability (earnings) becomes the dependent variable as measured by Return on Assets (ROA) of the Bank for Regional Development on 2011-2014 period. The method used is multiple linear regression analysis of the 26 Regional Development Banks on 2011-2014 period. Results of the analysis by the t-test statistics show that partially CAR, NPL and the LDR has a significant influence on ROA with a significance level of each of 0.027, 0.002 and 0.024, while for the reserve of requirement and the inflation rate has no significant effect with a significance level of each for 0.864 and 0.290. F-statistic test results show that the variable CAR, NPL, GWM, LDR, and inflation simultaneously significant effect on ROA with a significance level of 0.001. Adjusted R-square value is 0.180, indicating that 18% ROA influenced by the five independent variables CAR, NPL, GWM, LDR, and the inflation rate, while the remaining 82% are influenced by other causes beyond the model. |