| The objective of this study to examine the influence of CAMEL (Capital, Asset, Management, Earning,and Liquidity) ratio towards bank healthiness in Indonesia using CAR, NPL, NPM, ROA, and LDR ratios as the proxies. The sampling method used in this study is purposive sampling technique with total sample amounting to 66 banks, including 40 banks categorized as “healthy bank” and the rest 26 banks categorized as “unhealthy bank”. The data is analyzed by binary logistics regression with SPSS 22.0. The result shows that CAR has significantly positive influence towards bank healthiness in Indonesia, besides NPL has significantly negative influence towards bank healthiness in Indonesia. And the rest ratios, NPM, ROA, and LDR have no significant influence towards bank healthiness in Indonesia. |