The aim of this reasrch is to compare the performance ofBank Muamalat and Bank Syariah compared to seven conventional bank. Bank Artha Graha Internasional.Tbk, BPD DKI, Bank China Trust, Bank Panin, Bank Commonwealth, Bank Standard Chartered. The analysis is by comparing each financial ratio between the groups of bank such as CAR ( Capital Adequacy Ratio ), ROA ( Return On average Assets ), NPL ( Non Performing Loan ), LDR ( Loan to Deposits Ratio ) and BOPO ( Efficiency Ratio) using independent sample t – test processed with SPSS 19. The reuslt indicates there is no significant difference in financialperformance between two groups of bank. Overall Sharia bank has a little bit better performance in ROE. |