The Promises and The Peril of Microfinance Institutions in Indonesia  

Oleh:

Rosengard, Jay K. ; Patten, Richard H. ; Johnston, Don E. ; Koesoemo, Widjojo

Jenis: Article from Journal - ilmiah nasional
Dalam koleksi: BIES: Bulletin of Indonesian Economic Studies vol. 43 no. 1 (Apr. 2007), page 87-112.
Topik: MICROFINANCE; Microfinance Institutions

Ketersediaan

Perpustakaan Pusat (Semanggi) Nomor Panggil: BB59.10 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

Lihat Detail Induk

Isi artikel

After the 1997 East Asian crisis, central banks throughout the region tried to reduce the risk of future bank failures by promulgating regulatory reforms. The results in Indonesia have been to concentrate rather than mitigate banking risks, and to decrease the access of low-income households and enterprises to formal financial services, especially in rural areas. The most severe casualties of the 'reforms' have been local government - owned micro finance institutions. In the provinces where these institutions have functioned best, they have addressed a market failure by extending coverage to areas not served by conventional financial institutions. Understanding the past performance and potential for replication of these success stories continues to be important because of the substantial gaps that remain in the access of rural Indonesian households and micro enterprises to financial services.

Opini Anda

Klik untuk menuliskan opini Anda tentang koleksi ini!

Kembali