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A Central Banker's Perspective on Bank Reform
Oleh:
Parry, Robert T.
Jenis:
Article from Bulletin/Magazine
Dalam koleksi:
BUSINESS ECONOMICS vol. 27 no. 3 (1992)
,
page 13-18.
Topik:
BANKING
;
central banker
;
bank reform
Ketersediaan
Perpustakaan Pusat (Semanggi)
Nomor Panggil:
BB20.1
Non-tandon:
1 (dapat dipinjam: 0)
Tandon:
tidak ada
Lihat Detail Induk
Isi artikel
The federal deposit insurance corporation improvement act of 1991 made some progress toward reform in banking. In particular, the act establishes a more objectives framework for prompt corrective action that limits regulatory discretion and mandates risk - based deposit insurance premiums. However, the U. S. still is a long way from shedding the antiquated regulatory structure adopted in the 1930 s. For the sake of economic efficiency, banking regulation should move toward greater integration of commercial and investment banking, broader insurance powers for baks, and a systems of nation wide branching. To protect the deposit insurance system better, it is important to have regulatory standards based on market - value criteria and to establish a more credible position against the too - big - to - fail policy.
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