Penyebab Kegagalan Kelompok dalam Pembiayaan Mikro: Studi Kasus P2PK  

Oleh:

Jufri, Asri Al

Jenis: Article from Journal - ilmiah nasional - tidak terakreditasi DIKTI
Dalam koleksi: Manajemen Usahawan Indonesia vol. XXXIV no. 02 (2005), page 3-6.
Topik: HAKI; Intangible Assets; Intelectual Capital; Valuation

Ketersediaan

Perpustakaan Pusat (Semanggi) Nomor Panggil: MM15.25 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

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Isi artikel

In the group approach, micro-business is managed in the comprehensive groups supported by administrative systems and the leadership of group. Many benefits taken from this grouping, such as: financial institutions can supply its loans collectively through group. In addition, it can be developed as alternative security mechanism, freeze saving, collectively responsibility systems and internal audit in member of group.The Project for Controlling of Poverty in City (“Proyek Penanggulangan Kemiskinan di Perkotaan atau P2KP’) is one of financial categories for micro sector through the group approach. On th other hand, in reality, the group scheme developed in the Project not continuously fulfill the good group norms as implemented by Grameen Bank in Bangladesh or the Project for Development of Banking Relations with Non-Government Organization has been proved successfully. Consequently, P2KP has failed as same as some previously government projects, such as the Project for Poorest Villages (“Proyek Inpres Desa Tertinggal atau IDT’) dan the Social Security Net (“Jaring Pengaman Sosial’).

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