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Factors Associated With Seeking and Using Professional Retirement-Planning Help
Oleh:
So-hyun, Joo
;
Grable, John E.
Jenis:
Article from Journal - ilmiah internasional
Dalam koleksi:
Family and Consumer Sciences Research Journal vol. 30 no. 1 (Sep. 2001)
,
page 37-62.
Fulltext:
37FCS301.pdf
(118.66KB)
Isi artikel
This article presents findings from a study that examined the factors that influence who is more likely to seek and use help with their retirement questions and concerns from professional advisors or others, including friends, colleagues, and publications. Amodel of retirement help-seeking behavior is presented. Logistic regression results using data from the 1998 Retirement Confidence Survey (N = 711) showed that among preretirees, women versus men, those who (a) had higher incomes, (b) exhibited better financial behaviors, (c) had positive and proactive attitudes toward retirement, and (d) had a higher level of financial risk-tolerance were more likely to seek and use help from financial professionals when making retirement investment decisions.
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