Strategi Pembentukan Lembaga Penjaminan Simpanan (LPS) yang Ideal Bagi Dunia Perbankan di Indonesia  

Oleh:

Kurniawati, Sri ; Widyanto, Muhammad Laras

Jenis: Article from Journal - ilmiah nasional
Dalam koleksi: Jurnal Ekonomi TELESKOP Sekolah Tinggi Ilmu Ekonomi Y.A.I. vol. 4 no. 7 (2005), page 84-116.
Topik: PERBANKAN; financial safety net; blanket guarantee; limited guarantee; deposits

Ketersediaan

Perpustakaan Pusat (Semanggi) Nomor Panggil: JJ136.1 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

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Isi artikel

Banking crisis started from middle of the year 1997 causes loosing of people's trust upon indonesian banking system. This problem enforces government of republic indonesia to implement governmnet financial safety net program to cover bank liabilities to depositors and to other creditors starting from january 1998. This safety net program comprises a wide - range of bank liabilities up to maximum outstanding balances. Can you image that in a very difficult financial condition. Government had to implement full - unlimited guarante scheme (usually calles "blanket guarantee", or guarantee that covers "everything under the sun"). However, this type of guarantee was a very high cost scheme to implement. The government had to issue obligation letter No. SU - 004 to bank indonesia in 1998 amounting to Rp. 35,78 billion. Regarding the amount of existing domestic government liabilities, this scheme became a big burden for government. To reduce the burden in implementing guarantee scheme. Government have to set up financial safety net agency (lembaga penjaminan simpanan). This paper will analyze the concept of financial safety net agency (lembaga penjaminan simpanan) for banking system in indonesia.

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