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Perbankan Syariah di Indonesia Evaluasi dan Prospek
Oleh:
Siregar, Mulya E.
Jenis:
Article from Journal - ilmiah nasional - tidak terakreditasi DIKTI
Dalam koleksi:
Jurnal Hukum Bisnis vol. 20 (2002)
,
page 55-66.
Topik:
bank syariah
;
perbankan syariah
Ketersediaan
Perpustakaan Pusat (Semanggi)
Nomor Panggil:
JJ102.3
Non-tandon:
1 (dapat dipinjam: 0)
Tandon:
tidak ada
Lihat Detail Induk
Isi artikel
Islamic bank is part of banking system which its activity character and operation system differ from that of conventional bank, so there is a need of regulation especially for operational system of islamic banking. The objective is to comply to sharia principle. Yet, some current regulations have not met with the nature of business of islamic bank in which interest rate nd speculative business are not recognized, but it gives the highest priority to return sharing principle in partnership and justice. Islamic bank character prohibits interest (riba), future trading or unreal transaction (gharar) and speculative transaction (maysir). The prominent principle of islamic banking transaction lies on every transaction that must be backed up by a real underlying assets, since the existence of underlying assets will link together between the growth of financil sector and that of real sector. Therefore derivative transactions known as buying without paying and selling without owning must be avoided by the sharia banker. Such eminent issues to have influence on development of sharia bank as : 1. establishment organization and mechanism of international islamic money market, and 2. for the moment in which 18 member countries of IMF are preparing for establishment of islamic financial services board (IFSB), an international institution that will release prudential regulation for islamic bank. These issues are relevant to discerning the future policy of sharia bank.
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