Restrukturisasi Perbankan dan Ketidakjelasan Regulasi  

Oleh:

Adiningsih, Sri

Jenis: Article from Journal - ilmiah nasional - tidak terakreditasi DIKTI
Dalam koleksi: Jurnal Hukum Bisnis vol. 6 (1999), page 15-18.
Topik: REGULASI; restrukturisasi; perbankan; regulasi

Ketersediaan

Perpustakaan Pusat (Semanggi) Nomor Panggil: JJ102.1 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

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Finally, on March 13, 1999 the government announced the liquidation of 38 private banks and over 7 helpless private banks. Such announcement is considered late because, on February 27, 1999, the government suddenly delayed their plan to do so to, purportedly, give 8 banks the opportunity to improve their business plan. The liquidation process untransparency and the policy amendment indicate that the slogan of the independence of Bank Indonesia proves to be untrue. Meanwhile as confirmed by virtue of the stipulation of the People's Deliberative Assembly (MPR) No. XVI / 1998, 'Bank Indonesia shall be independent, free from any government's or other parties' intervention". But, Why should the Coordinating Minister for Economics, Industry and finance, Ginandjar Kartasasmita interfered the delay on the liquidation announcement ? On the other and, while the Coordinating Minister for Economic, Industry and Finance delayed the liquidation announcement, the banks' capital was taken to finance the negative spread of the interest rate which is currently estimated to increase by 10% or about Rp 138 billion per day. Therefore, no wonder if through last December 1998, the banks' capital adequacy ratio was already minus Rp 98.54 trillion. In other words, actually the of banks were financed by the community's fund. In these circumstances, the burden to bear by the people being tax layers to finance the banking rehabilitation is heavy. Meanwhile the banks' looters - some of them are owners and debtors - prove to be untouchable. On the other hand, people know that the violations on Legal Lending Limit by the owners are apparent. Not long after the liquidation, the subsequent task was taken over by the National Baking Restructuring Agency (BPPN) to recover the Liquidation Aid of Bank Indonesia (BLBI) applied by banks to make them survive. Some believe that BLBI fund can not be fully recovered.

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