Akibat dan Tindakan-Tindakan Hukum Terhadap Pencantuman Klausula Baku Dalam Polis Asuransi Yang Bertentangan Dengan Pasal 18 UU No. 8 / 1999 Tentang Perlindungan Konsumen  

Oleh:

Simanjuntak, Ricardo

Jenis: Article from Journal - ilmiah nasional - tidak terakreditasi DIKTI
Dalam koleksi: Jurnal Hukum Bisnis vol. 22 no. 2 (2003), page 53-59.
Topik: polis asuransi; klausula; polis asuransi; UU No. 8 / 1999; perlindungan konsumen
Fulltext: Akibat dan Tindakan Hukum.pdf (1.21MB)

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Perpustakaan Pusat (Semanggi) Nomor Panggil: JJ102.3 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

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The protection over policy holders (insured) is still too weak, if we examine the insurance cases. The insured will always the looser, if the insurance company is insolvent. Most often the weakening of insured (policy holder) caused by misunderstanding of the content of contract between insured and the company (insurer). There is still a room for lawyers discussing the validity or invalidity of an agreement caused by standardization of contract to binding or to have into effect upon the signed parties. It is a responsive matter from law community to find a just on the insured party which is disposed to place in the weaken position over the company which is positioning as the winner. The law communnity insists on agreement or insurance contract firmly to respect universal principles of contract law such as : freedom of contract, choice of law and choice of jurisdiction. Lawyers argue that the inclination of business actor to prepare a modelled draft of contract to be signed by his contract partner intentionally or unintentionally has neglected or at least limited the freedom of contract of the partner to balance and negotiation points of contract which can be accepted.

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