Analisis Yuridis Multi Akad dalam Pembiayaan Pengalihan Hutang Pada PT Bank Brisyariah  

Oleh:

Nugraheni, Destri Budi

Jenis: Article from Journal - ilmiah nasional - terakreditasi DIKTI
Dalam koleksi: Mimbar Hukum vol. 27 no. 2 (Jul. 2015), page 241-255.
Topik: take over; financing
Fulltext: 528-873_her.pdf (348.26KB)

Isi artikel

PT Bank BRISyariah Bank uses two types of multiple akad in take over financing which are 3 (three) independent akad: akad qardh, purchase agreement, and akad murabahah, and the other one is akad hawalah wal murabahah which are also a multiple akad, a combination between akad hawalah and akad murabahah. Akad qardh used as a basis for granting loans to customers to repay the loan at a conventional bank, and then customer and purchase agreement to sell its assets which are no longer bound as collateral, to the bank. Customer then sell the assets through murabaha financing agreement.

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