Dominasi dan ketidaksetaraan hubungan kreditor-debitor pada surat perjanjian pembiayaan kendaraan  

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Sukarno

Jenis: Article from Journal - ilmiah nasional - terakreditasi DIKTI
Dalam koleksi: Litera: Jurnal Penelitian Bahasa, Sastra, dan Pengajarannya vol. 14 no. 2 (Oct. 2015), page 250-261.
Topik: creditor; debtor; inequality; agreement letter
Fulltext: 250-261.pdf (868.57KB)

Isi artikel

This study aims to describe dominance and inequality of the creditor-debtor relationship in the Vehicle Financing Agreement Letter (VFAL). The data sources were VFALs issued by PT Toyota Astra Financial Services, Jember Branch. The data were collected through reading and note taking. The analysis used the critical discourse theory framework. The results of the study show that the creditor, as the party with power, dominates the production of a VFAL text, consisting of: the formulation of agreement letter contents, the arrangement of the parts, the writing process, and the signing. Referring to the agreement contents, the creditor shows the domination over the debtor. This is indicated by the articles that always take the creditor’s side and protect the creditor’s interest and the fact that no articles take the debtor’s side. Such a fact shows that the social relationship is dominated by the creditor, resulting in an unequal relationship.

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