Kompetisi dan Pengambilan Risiko dalam Industri Perbankan Nasional  

Oleh:

Hervino, Aloysius Deno ; MARIA MARGARETHA SUMARYATI

Jenis: Article from Journal - ilmiah nasional - terakreditasi DIKTI
Dalam koleksi: Jurnal Keuangan dan Perbankan (JKP) vol. 19 no. 2 (May 2015), page 347-355.
Topik: bank competition; bank failure; Herfindahl-Hirschman Index; risk-taking; z-score
Fulltext: 19215347355_aloysius-deno-hervino.pdf (96.62KB)

Isi artikel

This research aimed to prove that the degree of banking competition on collecting funds in Indonesia banking industry was able to explain the risk-taking lending behavior in its intermediary function, including the influence of some macro economy variables such as gross domestic product (GDP) and interbank money market (PUAB). Using error correction model engel granger (ECM-EG), the results of this research were both shortrun and long-run model. The degree of the banking competition had non-monotonic relationship on the risktaking lending behavior in Indonesia banking industry; moreover, the GDP had positif impact and the PUAB had a negtive impact on it.

Opini Anda

Klik untuk menuliskan opini Anda tentang koleksi ini!

Kembali