Pengaruh Penjaminan Simpanan, CAR, NPL, Terhadap Tingakt Deposit, Risiko Moral Hazard, NIM  

Oleh:

Wulandary, Nevya ; Rokhim, Rofikoh.

Jenis: Article from Journal - ilmiah nasional - tidak terakreditasi DIKTI
Dalam koleksi: Mini Economica Media Komunikasi Ilmu Ekonomi no. 43 (2014), page 122-137.
Topik: Deposit Insurance; CAR; NPL; Moral Hazard Risk; NIM

Ketersediaan

Perpustakaan Pusat (Semanggi) Nomor Panggil: MM89 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

Lihat Detail Induk

Isi artikel

This study aims to determine the effect of the implementation of deposit insurance, capital adequacy ratio (CAR) and non-performing loan (NPL) of the deposit, moral hazard risk and net interest margin (NIM) of commercial banks in Indonesia from 2000 to 2012. This study uses oanel data regresion method. The result of this study demonstrate the implementation of deposit insurance negatively but insignificant to the level of commercial bank deposits while the variable CAR and NPL is showing negative and significant effect. Implementation of deposit insurance proved statiscally significant against the increased risk of moral hazard while variable CAR and NPL has negative and significant effect on moral hazard risk. Other findings showed implementation of deposit insurance and CAR positively but insignificant affect NIM, But negatively and significant influenced by the NPL.

Opini Anda

Klik untuk menuliskan opini Anda tentang koleksi ini!

Kembali