Detail The Impact of Select Demographic and Socio-Economic Variables on the Probability of Credit Card Default   Oleh:  Matriano, Donald Jerico B. ; Chiu, Anthony SF Jenis: Article from Proceeding Dalam koleksi: The 14th Asia Pacific Industrial Engineering and Management Systems Conference (APIEMS), 3-6 December 2013 Cebu, Philippines, page 1-19. Topik: credit card default; Philippine credit card Fulltext: 1272.pdf (803.77KB) Isi artikel This study empirically examines the effects of credit card users? demographic and socio-economic characteristics on the probability of credit card default in the Philippines. By taking into account demographic and socio-economic data, the model determines factors that significantly influence a credit card holder?s probability of default. Using a set of randomly selected accounts drawn from a leading Philippine foreign bank?s credit card database, this paper analyzes the diversities of card holders for better and efficient credit card market regulations. Theoretical, managerial, and public policy implications of the findings are also discussed. Opini Anda Klik untuk menuliskan opini Anda tentang koleksi ini! Kembali

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