Detail Counseling Clients on Credit   Oleh:  Knight, Ray A. ; Knight, Lee G. Jenis: Article from Bulletin/Magazine Dalam koleksi: Journal of Accountancy vol. 189 no. 2 (2000), page 61-72. Topik: CLIENT; counseling clients; credit Ketersediaan Perpustakaan Pusat (Semanggi) Nomor Panggil: JJ85.10 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada     Lihat Detail Induk Isi artikel Of the 76 million baby boomers, almost 40 % owe more than they own. That means many of the clients a CPA financial planner counsels have trouble paying their bills. The greatest need of clients who walk in the door looking for investment or estate planning advice is often debt management. Yet this critical element of any financial plan often receives scant attention because the traditional approach planners take does not start with the assumption that a client needs debt counseling. Investment return doesn’t mean much, however - and there won’t be anything left for heirs - if the client’s solvency is at issue. Consumer debt is at an all - time high. According to the Federal Reserve, Americans owed $1.33 trillion, excluding mortgage debt, at the beginning of 1999. With the average American now spending more than 10 % of his or her discretionary income on monthly interest payments, excluding mortgages and car leases, CPA s can provide clients with a valuable service by helping them better manage their resources. Opini Anda Klik untuk menuliskan opini Anda tentang koleksi ini! Kembali

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