Optimalisasi lembaga keuangan mikro dalam menunjang pengembangan industri kreatif berbasis agrobisnis di Jawa Timur  

Oleh:

Yulistiyono, Herry

Jenis: Article from Proceeding
Dalam koleksi: Call For Papers dan Seminar Nasional : Pengelolaan Industri Kreatif Sebagai Penunjang Stabilitas Sistem Keuangan, page A112.
Topik: Microfinance Institutions; Agribusiness Development Program; Creative Industries
Fulltext: 112_OptimalisasiLembKeu.pdf (204.34KB)

Isi artikel

Microfinance institutions (MFI) both Bank and Non Bank is directed to give the role intermediation of local real sector in rural and urban marginal groups, which so far they still have difficulty securing financing to meet working capital to sustain increase their living standards. Strengthening and capacity building of financial resources through the MFI is expected to provide opportunities to support the development of creative industries based agribusiness that had been done. Increase the acceleration of equity and quality of economic growth and sustainable development, particularly through agribusiness development program has been a mainstay of the provincial government of East Java. But the program that need improvement in terms of governance mechanisms of authority, through a policy of region-specific regulation in creating ease of access and encourage the development of creative industries in East Java. Best practice which do not reflect yet, as already practiced in other countries. A good reference should be adopted to provide the starting point in starting, move, develop and optimize fulfillment above. During this time, combining capital (working capital) with ideas and creativity to enhance the value-added agribusiness products aren’t be created as expected due to established microfinance institutions do not work out as expected as well. Riel to the practice in the field, funding through the MFI is used by most of the members not to increase working capital, but is used to meet the needs of everyday life. Relevant law-making, socialization and accompanied by a continuous process of mentoring will drive the optimization of the financing mechanism through MFIs can be synergized with the programs in the creative development process. Besides, micro-finance institutions may also be introduced in accordance with local culture to give the intermediary role in a practical, effective and easy to grow the development of new entrepreneurial creative industries based agribusiness in East Java.

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