Detail A Wealth of Wallets; Mobile Payments   Oleh:  [s.n] Jenis: Article from Bulletin/Magazine Dalam koleksi: The Economist (http://search.proquest.com/) vol. 403 no. 8785 (May 2012), page S13-S16. Topik: Mobile Commerce; Digital Wallets; Bank Services Ketersediaan Perpustakaan Pusat (Semanggi) Nomor Panggil: EE29.71 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada     Lihat Detail Induk Isi artikel Turn left off the main reception to PayPal's offices in San Jose, open a nondescript door and you step into a garish living room dominated by a flat-screen television. This is a laboratory for what PayPal calls "couch commerce": people sit in front of the television buying things with their mobile phones or tablet computers. Next door is a make-believe shopping mall complete with a mock hardware store, grocery and coffee shop. In each, consumers can order, buy and pay for things using their phones, or even just their phone numbers. The virtual mall and living room are exercise grounds for the next big battle in banking: over who will control the new digital wallets that will change the way in which people shop and spend--and, by implication, the way they save and borrow. On the face of it, the business of facilitating payments seems a particularly unpromising one for start-ups to enter. Most transfers of money run down a few main highways that link banks to one another. They carry huge volumes of traffic and are generally strictly regulated. "They move quadrillions a day and take just a few crumbs," says Simon Bailey, a payments expert at Logica, a consulting firm. To consumers, most payments appear to be free because they are given away by banks as part of a bundle of banking services that some customers subsidise through low interest rates on deposits. Opini Anda Klik untuk menuliskan opini Anda tentang koleksi ini! Kembali

Copyright © 2006, 2007 Unika Atma Jaya, all rights reserved