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Detail
ArtikelCounter Revolution Consumer Banking  
Oleh: [s.n]
Jenis: Article from Bulletin/Magazine
Dalam koleksi: The Economist (http://search.proquest.com/) vol. 403 no. 8785 (May 2012), page 15,18.
Topik: Branch Banking; Legislation; Electronic Banking
Ketersediaan
  • Perpustakaan Pusat (Semanggi)
    • Nomor Panggil: EE29.71
    • Non-tandon: 1 (dapat dipinjam: 0)
    • Tandon: tidak ada
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Isi artikelFinance has seen plenty of dramas over the years. But one thing has remained constant for a century at least: the branch banking system. Across most of Europe a handful of large banks, each with thousands of branches, stand astride their national markets. In America Depression-era legislation constrained the growth of big national banks, but at the state level the bricks-and-mortar architecture is pretty similar. While the rest of the sector innovated, expanded and collapsed, retail banking has been staid and reliable. Now an upheaval is coming, driven by technological changes--the growth of Internet usage on smartphones, the rise of "big data" computer processing and the increasing willingness of customers to do complicated things online. These developments have long promised to transform the way banks do business and organise themselves. As our special report this week argues, they are starting to do so.
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