Detail Balancing the Books: Bank Regulation   Oleh:  [s.n] Jenis: Article from Bulletin/Magazine Dalam koleksi: The Economist (http://search.proquest.com/) vol. 403 no. 8783 (May 2012), page 13-14. Topik: Activists; Banking Industry; Return on Equity; Economic Conditions Ketersediaan Perpustakaan Pusat (Semanggi) Nomor Panggil: EE29.71 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada     Lihat Detail Induk Isi artikel The activists from Occupy Wall Street and Occupy London, having braved the winter cold in their huddled tents, re-emerged to march on banks in protest on May 1st. Instead, they might ask themselves a question: is it good that the big bad banks that rile them so are barely profitable? In America banks are earning an average return on equity of about 8%, which is less than their cost of capital. The only consolation for American banks is that they are doing better than Europe's, which have earned meagre returns of about 4-6% in most big countries. Given the riskiness of investing in banks, shareholders would have done better to deposit their cash in banks rather than buy their shares. Having a banking system that is on its knees may please anti-capitalists, but it is a worry for firms, households, governments and anybody with a brain. Unless banks can earn returns that are sufficiently attractive to private investors to draw in capital, then they will suffer a slow decline. That could choke off credit to companies and households, damaging economies and diminishing growth. Opini Anda Klik untuk menuliskan opini Anda tentang koleksi ini! Kembali

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