| This research has purpose to see effect of liquidity ratio which show by Loan to Deposit Ratio (LDR), profitability ratio which show by Return on Equity (ROE), and operating expenses to operating income (BOPO) ratio to Capital Adequacy Ratio (CAR) as measurement of bank’s quality. This research uses panel data analysis with ten sample of banks that listed in Indonesia Stock Exchange period 2010-2014. The result are LDR didn’t have effect to CAR. Beside that, ROE and BOPO ratio had significant negative effect to CAR. Other result is LDR, ROE, and BOPO variable simultaneously has significant effect to the CAR. |