Small Wonder; Helping the Poor to Save  

Oleh:

[s.n]

Jenis: Article from Bulletin/Magazine
Dalam koleksi: The Economist (http://search.proquest.com/) vol. 401 no. 8763 (Dec. 2011), page 75.
Topik: Microfinance; Personal Finance; Banking; International; Poverty
Fulltext: Small Wonder.pdf (37.22KB)

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Perpustakaan Pusat (Semanggi) Nomor Panggil: EE29.69 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

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Most of the estimated 2 billion people who live on less than $2 a day do not have access to formal banks. Over the past 20 years, legions of microlenders have tried to extend financial services to them. But some communities--the poorest, the least densely populated and the most remote--are not attractive to traditional microlenders. And the poorest of the poor are often wary of racking up any kind of debt, even a small one. Some economists argue that what the poor really need, if they are to manage their cash better, is savings. CARE International, a charity, began a novel scheme in Niger in 1991 to help the poor save--a basic form of banking called a village savings and loans association. This is based on savings rather than debt and managed by members of the community rather than professionals. Since then, CARE and other NGOs, including Plan International, Oxfam US, Catholic Relief Services and the Aga Khan Foundation, have promoted village savings.

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