Detail The Indebted Ones; Student Loans   Oleh:  [s.n] Jenis: Article from Bulletin/Magazine Dalam koleksi: The Economist (http://search.proquest.com/) vol. 401 no. 8757 (Oct. 2011), page 16-18. Topik: Debt; Personal Finance; Student Loans Ketersediaan Perpustakaan Pusat (Semanggi) Nomor Panggil: EE29.68 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada     Lihat Detail Induk Isi artikel Student loans are based on a simple idea: that a graduate's future flow of earnings will more than cover the costs of doing a degree. But with unemployment rates in parts of the rich world at post-war highs, that may no longer hold true for many people. The consequences will be felt by everybody. All over the world student indebtedness is causing problems. Student-loan systems in America and elsewhere are often badly designed for an extended period of high unemployment. In contrast to the housing crash, the risk from student debt is not of a sudden explosion in losses but of gradual finance. Just as borrowers need to understand the risks they are exposing themselves to, voters need to understand the liabilities that governments are taking on when they subsidise students. If such information were made public, other useful data would follow--on the average financial returns to graduates of specific subjects, for example. Those studying less lucrative subjects would have to pay more, or be subsidised more. It would be a controversial approach, but a more educated one. Opini Anda Klik untuk menuliskan opini Anda tentang koleksi ini! Kembali

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