A Nudge and a Wink; Behavioural Economics  

Oleh:

[s.n]

Jenis: Article from Bulletin/Magazine
Dalam koleksi: The Economist (http://search.proquest.com/) vol. 399 no. 8728 (Apr. 2011), page 10-12.
Topik: Tax Incentives; Pensions; Insurance Company; Government; Workers

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Perpustakaan Pusat (Semanggi) Nomor Panggil: EE29.65 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada

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Most countries use some form of tax incentive to encourage saving for pensions, usually by making contributions tax-deductible and allowing pension pots to accumulate tax-free. In a survey by the Investment Company Institute, more than 80% of pension-plan members said that the tax break acted as an incentive, and 40% said that without the 401(k) concessions they would not be saving at all. But tax incentives are likely to be of most benefit to the rich, who have more money to save; and those on lower earnings may find the tax rules too complicated. A survey of British savers by Aegon, an insurance company, found that few understood the concept of tax relief. It concluded that participation in pension plans would increase if the government were described as "matching" the amount of money put aside by workers.

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