Household Life-Cycle Effects On Consumer Wealth And Well-Being For The Recently Retired  

Oleh:

Bearden, William O. ; Wilder, Ronald P.

Jenis: Article from Journal - ilmiah internasional
Dalam koleksi: Journal of Macromarketing vol. 28 no. 2 (Jun. 2008), page 389-403.
Topik: household life-cycle effects; consumer saving and retirement; household wealth and wellbeing; quality-of-life
Fulltext: 389.pdf (159.2KB)

Isi artikel

The present research tests a series of predicted relationships regarding the effects of household life-cycle variables, as well as other important consumer characteristics, on both wealth and perceived well-being among retired households. Toward that objective, separate samples of retired married households (n = 1,938) and retired single-person households (n =855) from the Health and Retirement Study (HRS) of the University of Michigan were analyzed in an investigation of the effects of household marital and parenthood characteristics on both accumulated wealth and perceived well-being. After controlling for education, race, gender, and health effects, the results demonstrate significant lifecycle effects of marital status and number of children on consumer wealth. In addition, wealth at retirement age is found to be a significant predictor of overall well-being. The implications of these findings, as well as a series of suggestions for future research regarding the study of important changes in life-cycle circumstances, are discussed.

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