Detail Finance Companies and Small Business Borrowers : An Empirical Investigation   Oleh:  Haynes, George ; Watts, Myles Jenis: Article from Bulletin/Magazine Dalam koleksi: The Journal of Entrepreneurial and Small Business Finance vol. 5 no. 1 (1996), page 17-42. Topik: FINANCE; finance companies; small business borrowers; empirical investigation Ketersediaan Perpustakaan Pusat (Semanggi) Nomor Panggil: JJ40 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada     Lihat Detail Induk Isi artikel Finance companies have been perceived as isolated and insignifiant lenders, attracting high risk borrowers and charging these borrowers relatively high prices. Using the 1988 national survey of small business finance, this study exmaines the relationship between finance companies and other lenders, describes the characteristics of borrowers attracted to finance companies and assesses whether finance companies charge higher loan prices and impose more stringent collateral requirements on their borrowers than other lenders. This study refutes the popular notion that finance companies are not mainstream lenders by suggesting that finance companies are an important source of financial capital attracting borrowers similar to those attracted by commercial banks and charging these borrowers competitive prices. Opini Anda Klik untuk menuliskan opini Anda tentang koleksi ini! Kembali

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