Detail Your Banks Needs You   Oleh:  The Economist (Editor) Jenis: Article from Bulletin/Magazine Dalam koleksi: The Economist (http://search.proquest.com/) vol. 387 no. 8580 (May 2008), page 87-88. Topik: Retail Funding; Bank; Deposit; Retail Ketersediaan Perpustakaan Pusat (Semanggi) Nomor Panggil: EE29.49 Non-tandon: 1 (dapat dipinjam: 0) Tandon: tidak ada     Lihat Detail Induk Isi artikel The humble deposit is back. Thanks to the seizure in the wholesale markets, which provided many banks with the money needed to finance rapid growth during the boom, retail funding is again in heavy demand. In fact, deposits are not prfect either: they too can suddenly evaporate (just ask Northern Rock) and they suffer from a maturity mismatch with long-term assets such as mortgages. But that is tomorrow’s headhache. “Banks have discovered retail as a funding source.” says Dick Harryvan, the boss of Direct, a leading internet bank. However, wanting more deposits is very different from winning them, let alone keeping them. The obvious way to attract new business is to jack up savings rates. Bank are certainly being more lavish than in the past. When interest rates last stood at 5 % in Britain, in late 2006, the top savings rates on offer were more than one percentage point lower than today. Opini Anda Klik untuk menuliskan opini Anda tentang koleksi ini! Kembali

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